Landmark Bancorp, Inc. (LARK) Q4 2024 Earnings Call Transcript

Landmark Bancorp, Inc. (NASDAQ:LARK) Q4 2024 Results Conference Call February 5, 2025 11:00 AM ET

Company Participants

Abby Wendel – President and Chief Executive Officer
Mark Herpich – Chief Financial Officer
Raymond McLanahan – Chief Credit Officer

Conference Call Participants

Ross Haberman – RLH Investments
John Rodis – Janney

Operator

Hello, everyone, and a warm welcome to today’s Landmark Bancorp Inc. Fourth Quarter Earnings Call. My name is Seb, and I’ll be the operator for your call today. [Operator Instructions].

I will now hand the floor to Abby Wendel, President and Chief Executive Officer. Please go ahead.

Abby Wendel

Thank you, Seb. Good morning, and thank you for joining our call today to discuss Landmark’s earnings and operating results for the fourth quarter and full year 2024. As you just heard from the operator, my name is Abby Wendel, President and CEO of Landmark Bancorp. On the call with me to discuss various aspects of our fourth quarter performance is Mark Herpich, Chief Financial Officer of the company; and Raymond McLanahan, Chief Credit Officer.

As we start, I would like to remind our listeners that some of the information we will be providing today falls under the guidelines for forward-looking statements as defined by the Securities and Exchange Commission. As part of these guidelines, I must point out that any statements made during this presentation that discuss our hopes, beliefs, expectations or predictions of the future are forward-looking statements, and our actual results could differ materially from those expressed. Additional information on these factors is included from time to time in our 10-K and 10-Q filings, which can be obtained by contacting the company or the SEC.

By now, I hope you have had a chance to read our press release announcing results for the fourth quarter and full year 2024. If