Toronto is apparently in the middle of a condo apocalypse. Rents are sliding, vacancies are ticking up, and more than a few owners are underwater. It’s due to a combination of lower immigration targets, a glut of new supply, and overleveraged buyers with variable-rate mortgages banking on rate cuts that still haven’t arrived. Right now,…
Vanguard All-Equity ETF Portfolio (TSX:VEQT) is often praised as a one-stop, globally diversified equity solution. And while it’s a great investment for the right investor, I don’t think it qualifies as the smartest investment you can make today. While I can’t give personalized advice, I can point out some clear deficiencies in VEQT that might…
Every year, and especially in strong markets, I get some version of the same question: “Should I wait to invest until after stocks drop?” Right now, with the S&P/TSX 60 at record highs, plenty of people are thinking about holding cash on the sidelines. I’m not in the business of timing the market, and history…
It’s not unusual for a single stock to drop 5-10% overnight. A disappointing earnings report, weak guidance, an analyst downgrade, or even a surprise regulatory development can send shares tumbling in a single session. Those swings can be even sharper in a high-profile, hype-driven industry like artificial intelligence (AI), where expectations run high and investor…
Despite its name, the Tax-Free Savings Account (TFSA) isn’t really designed to be just a savings account. Parking your money in cash or a high-interest savings product inside it is a complete waste of what this account can offer. Here’s why: The TFSA is one of the most powerful tools available to Canadian investors. Any…
Sometimes the laziest investment methods are the most effective. And few strategies are lazier or more reliable than plunking $10,000 into an exchange-traded fund (ETF) that passively tracks the S&P 500 Index and letting time do the heavy lifting. No, this isn’t a globally diversified portfolio. And yes, it leans into America’s long streak of…
Resilient investment portfolios take more than just tossing together a few stocks from different sectors. True defensiveness comes from deliberately focusing on factors that have historically held up well during market crashes and economic downturns. In my case, that means prioritizing low-volatility stocks and ultra-short-term bonds. If your goal is to protect capital while still…
$8,900 is a serious chunk of changeâenough to max out your 2025 Tax-Free Savings Account (TFSA) contribution and still have some left over. With this kind of capital, Iâm not rolling the dice on a single stock or even a small handful. I want a diversified exchange-traded fund (ETF) that puts my money to work…
Ever looked at your big Canadian bank stocks and wished you could own more of them without dipping into your next paycheque? There’s a way to do it. It’s called leverage, and it basically lets you control more of an asset with less money. Using leverage amplifies both price returns and income. If the underlying…
According to MoneySense, the average asking price for a two-bedroom rental in Canada is now $2,293, a brutal 11.3% jump from last year. Canada’s housing market is in rough shape, and maybe, just maybe, another five years of Liberal rule with Gregor Robertson (yes, the former Vancouver mayor) as housing minister could turn things around….