by Calculated Risk on 8/05/2025 03:51:00 PM From Cotality (formerly CoreLogic): US home price insights — August 2025 The end of the 2025 spring homebuyers season ended softly, with slower price growth dominating the narrative and potentially opening the door to more buyers. • Year-over-year price growth dipped to 1.7% in June 2025 and is…
by Calculated Risk on 8/05/2025 11:44:00 AM Today, in the Calculated Risk Real Estate Newsletter: Q2 NY Fed Report: Mortgage Originations by Credit Score, Foreclosures Decrease A brief excerpt: The NY Fed released the Q2 Quarterly Report on Household Debt and Credit this morning. Here are a few charts from the report. Note: The Liberty…
by Calculated Risk on 8/05/2025 11:13:00 AM From the NY Fed: Household Debt Growth Remains Steady; Auto Loan Originations Pick Up The Federal Reserve Bank of New York’s Center for Microeconomic Data today issued its Quarterly Report on Household Debt and Credit. The report shows total household debt increased by $185 billion (1%) in Q2…
by Calculated Risk on 8/04/2025 08:12:00 PM From Matthew Graham at Mortgage News Daily: Lowest Mortgage Rates Since Early October Friday’s reaction was so big that the average mortgage lender didn’t fully adjust their rate offerings to match the market movement. This is typical of very large swings in bonds. It also meant that we…
by Calculated Risk on 8/04/2025 03:47:00 PM This graph shows heavy truck sales since 1967 using data from the BEA. The dashed line is the July 2025 seasonally adjusted annual sales rate (SAAR) of 455 thousand. Note: “Heavy trucks – trucks more than 14,000 pounds gross vehicle weight.” Click on graph for larger image. Heavy…
by Calculated Risk on 8/04/2025 02:00:00 PM From the Federal Reserve: The July 2025 Senior Loan Officer Opinion Survey on Bank Lending Practices The July 2025 Senior Loan Officer Opinion Survey on Bank Lending Practices (SLOOS) addressed changes in the standards and terms on, and demand for, bank loans to businesses and households over the…
by Calculated Risk on 8/03/2025 06:14:00 PM Weekend:• Schedule for Week of August 3, 2025 Monday:• At 2:00 PM ET, Senior Loan Officer Opinion Survey on Bank Lending Practices (SLOOS) for July. From CNBC: Pre-Market Data and Bloomberg futures S&P 500 are down 9 and DOW futures are down 43 (fair value). Oil prices were…
by Calculated Risk on 8/03/2025 08:21:00 AM IMPORTANT: It is critical that the Fed stay independent, data driven, and immune to political pressure. This is also true for the Federal statistical agencies, and the firing of the highly respected BLS commissioner on Friday (because of the bad employment report) is very concerning. The U.S. Senate…
At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image. • Case-Shiller: National House Price Index Up 2.3% year-over-year in May • Freddie Mac House Price Index Declined in June; Up 2.0% Year-over-year • Inflation Adjusted House Prices 2.0% Below 2022 Peak • Fannie and Freddie: Single Family Serious Delinquency…
by Calculated Risk on 8/02/2025 08:11:00 AM This will be a light week for economic data. The key report this week is the June Trade Deficit. —– Monday, August 4th —– 2:00 PM: Senior Loan Officer Opinion Survey on Bank Lending Practices (SLOOS) for July. —– Tuesday, August 5th —– 8:30 AM: Trade Balance report…