unemployment

by Calculated Risk on 11/04/2025 07:55:00 PM Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. Wednesday:• At 7:00 AM ET, The Mortgage Bankers Association (MBA) will release the results for the mortgage purchase applications index. • At 8:15 AM, The ADP Employment Report for October. This report is for private payrolls…

by Calculated Risk on 11/04/2025 04:34:00 PM Today, in the Real Estate Newsletter: Lawler: Single-Family Rent Trends at INVH and AMH Brief excerpt: Some data and comments from housing economist Tom Lawler: Below are tables showing single-family rent trends reported by Invitation Homes (INVH) and American Homes 4 Rent (AMH), two publicly traded companies in…

by Calculated Risk on 11/04/2025 11:08:00 AM Today, in the Real Estate Newsletter: House Prices to Income Brief excerpt: One of the metrics we’d like to follow is a ratio of house prices to incomes. Unfortunately most income data is released with a significantly lag, and there are always questions about which income data to…

by Calculated Risk on 11/03/2025 07:22:00 PM From Matthew Graham at Mortgage News Daily: Highest Rates in Just Over 3 Weeks In terms of MND’s 30yr fixed index, we’re currently at 6.34% versus last week’s low of 6.13%. Contrast that to rates just under 7% in June and 7.25% earlier this year. [30 year fixed…

by Calculated Risk on 11/03/2025 02:00:00 PM From the Federal Reserve: The October 2025 Senior Loan Officer Opinion Survey on Bank Lending Practices he October 2025 Senior Loan Officer Opinion Survey on Bank Lending Practices (SLOOS) addressed changes in the standards and terms on, and demand for, bank loans to businesses and households over the…

by Calculated Risk on 11/03/2025 08:11:00 AM Altos reports that active single-family inventory was down 1.3% week-over-week.  Inventory usually starts to decline in the fall and then declines sharply during the holiday season. The first graph shows the seasonal pattern for active single-family inventory since 2015. Click on graph for larger image. The red line…

by Calculated Risk on 11/02/2025 10:04:00 AM Here is another update on lumber prices. SPECIAL NOTE: The CME group discontinued the Random Length Lumber Futures contract on May 16, 2023.  I switched to a physically-delivered Lumber Futures contract that was started in August 2022.  Unfortunately, this impacts long term price comparisons since the new contract…

At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image. • Case-Shiller: National House Price Index Up 1.5% year-over-year in August • Freddie Mac House Price Index Up 1.0% Year-over-Year in September • Fannie and Freddie: Single Family Delinquency Rate Increased in September • Inflation Adjusted House Prices 2.8% Below…

by Calculated Risk on 11/01/2025 08:11:00 AM The key (missing) report this week is the October employment report. Other key indicators include October ISM manufacturing and services indexes, and October vehicle sales. Items in Red will not be released due to the government shutdown. —– Monday, November 3rd —– 0:00 AM: ISM Manufacturing Index for…