by Calculated Risk on 12/31/2025 08:30:00 AM The DOL reported: In the week ending December 27, the advance figure for seasonally adjusted initial claims was 199,000, a decrease of 16,000 from the previous week’s revised level. The previous week’s level was revised up by 1,000 from 214,000 to 215,000. The 4-week moving average was 218,750,…
Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. Wednesday: • At 8:30 AM, The initial weekly unemployment claims report will be released. Source link
by Calculated Risk on 12/30/2025 02:24:00 PM Today, in the Calculated Risk Real Estate Newsletter: FHFA’s Q3 National Mortgage Database: Outstanding Mortgage Rates, LTV and Credit Scores A brief excerpt: Here are some graphs on outstanding mortgages by interest rate, the average mortgage interest rate, borrowers’ credit scores and current loan-to-value (LTV) from the FHFA’s…
by Calculated Risk on 12/30/2025 02:00:00 PM From the Fed: Minutes of the Federal Open Market Committee, December 9–10, 2025. Excerpt: In their consideration of monetary policy at this meeting, participants noted that inflation had moved up since earlier in the year and remained somewhat elevated. Participants further noted that available indicators suggested that economic…
by Calculated Risk on 12/30/2025 09:58:00 AM Today, in the Calculated Risk Real Estate Newsletter: Case-Shiller: National House Price Index Up 1.4% year-over-year in October Excerpt: S&P/Case-Shiller released the monthly Home Price Indices for October (“October” is a 3-month average of August, September and October closing prices). August closing prices include some contracts signed in…
by Calculated Risk on 12/30/2025 09:00:00 AM S&P/Case-Shiller released the monthly Home Price Indices for October (“October” is a 3-month average of August, September and October closing prices). This release includes prices for 20 individual cities, two composite indices (for 10 cities and 20 cities) and the monthly National index. From S&P S&P Cotality Case-Shiller…
by Calculated Risk on 12/29/2025 07:57:00 PM From Matthew Graham at Mortgage News Daily: New 2-Month Lows, Just Barely With another holiday closure on deck and light calendar of events, the rate market is off to another uneventful start this week. In fact, the average lender barely budged from last Friday. But it was enough…
by Calculated Risk on 12/29/2025 03:55:00 PM Earlier I posted some questions on my blog for next year: Ten Economic Questions for 2026. Some of these questions concern real estate (inventory, house prices, housing starts, new home sales), and I posted thoughts on those in the newsletter (others like GDP and employment will be on…
by Calculated Risk on 12/29/2025 10:00:00 AM From the NAR: NAR Pending Home Sales Report Shows 3.3% Increase in November Pending home sales in October increased by 1.9% from the prior month and fell 0.4% year over year, according to the National Association of REALTORS® Pending Home Sales Report. … Month-Over-Month3.3% increase in pending home…
by Calculated Risk on 12/29/2025 08:11:00 AM Altos reports that active single-family inventory was down 2.9% week-over-week. Note that Inventory usually bottoms seasonally in January or February. The first graph shows the seasonal pattern for active single-family inventory since 2015. Click on graph for larger image. The red line is for 2025. The black line…