by Calculated Risk on 8/14/2025 12:26:00 PM Today, in the Calculated Risk Real Estate Newsletter: MBA: Mortgage Delinquencies Decreased Slightly in Q2 2025 A brief excerpt: From the MBA: Mortgage Delinquencies Decrease Slightly in the Second Quarter of 2025 The delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a seasonally adjusted rate…
by Calculated Risk on 8/14/2025 10:05:00 AM Today, in the Calculated Risk Real Estate Newsletter: Part 1: Current State of the Housing Market; Overview for mid-August 2025 A brief excerpt: This 2-part overview for mid-July provides a snapshot of the current housing market. The key stories this year for existing homes are that inventory increased…
by Calculated Risk on 8/14/2025 08:30:00 AM The DOL reported: In the week ending August 9, the advance figure for seasonally adjusted initial claims was 224,000, a decrease of 3,000 from the previous week’s revised level. The previous week’s level was revised up by 1,000 from 226,000 to 227,000. The 4-week moving average was 221,750,…
Australia’s Unemployment Rate dropped to 4.2% in July from 4.3% in June, according to the official data released by the Australian Bureau of Statistics (ABS) on Thursday. The figure came in line with the market consensus of 4.2%. Furthermore, the Australian Employment Change arrived at 24.5K in July from 1K in June (revised from 2K), compared…
by Calculated Risk on 8/13/2025 07:30:00 PM Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. Thursday:• At 8:30 AM ET, The initial weekly unemployment claims report will be released. The consensus is for initial claims to increase to 228 thousand from 226 thousand last week. • Also at 8:30 AM, The…
by Calculated Risk on 8/13/2025 01:19:00 PM Here is a look at the change in teen employment over time. The graph below shows the employment-population ratio for teens (16 to 19 years old) since 1948. The graph is Not Seasonally Adjusted (NSA), to show the seasonal hiring of teenagers during the summer. A few observations:1)…
by Calculated Risk on 8/13/2025 09:50:00 AM Today, in the Calculated Risk Real Estate Newsletter: 2nd Look at Local Housing Markets in July A brief excerpt: Tracking local data gives an early look at what happened the previous month and also reveals regional differences in both sales and inventory. Closed sales in July were mostly…
by Calculated Risk on 8/12/2025 07:42:00 PM Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. Wednesday:• At 7:00 AM ET, The Mortgage Bankers Association (MBA) will release the results for the mortgage purchase applications index. Source link
by Calculated Risk on 8/12/2025 02:13:00 PM The Cleveland Fed released the median CPI and the trimmed-mean CPI. According to the Federal Reserve Bank of Cleveland, the median Consumer Price Index rose 0.3% in July. The 16% trimmed-mean Consumer Price Index increased 0.2%. “The median CPI and 16% trimmed-mean CPI are measures of core inflation…
by Calculated Risk on 8/12/2025 12:03:00 PM The BLS reported earlier today: The Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) increased 2.5 percent over the last 12 months to an index level of 316.349 (1982-84=100). For the month, the index increased 0.1 percent prior to seasonal adjustment. CPI-W is the index…