by Calculated Risk on 10/16/2025 08:11:00 AM Note: CR is on vacation, and I will return on October 21st. In 2005 and 2006, I was researching previous housing bubble / busts to try to predict what would happen following the bursting of the housing bubble. So, in April 2008, when many pundits were calling the…
by Calculated Risk on 10/15/2025 08:11:00 AM Note: CR is on vacation, and I will return on October 21st. In early 2009, many analysts were predicting the 2nd Great Depression. However I started seeing some positive signs … and I was able to call the end of the recession in mid-2009. From January 2009: Vehicle…
by Calculated Risk on 10/14/2025 04:56:00 PM Note: CR is on vacation, and I will return on October 21st. In December 2007, most analysts were still dramitically underestimating the probably losses for lenders and financial institutions. Here is an article from the WSJ quoting a crazy blogger: How High Will Subprime Losses Go? The global…
Stablecoin usage in banking has become one of the most talked-about trends in global finance. Banks, once hesitant about digital assets, are now exploring stablecoins for payments, settlements, and liquidity management. As blockchain reshapes how institutions handle money, stablecoin usage in banking signals a deeper shift toward faster, cheaper, and more transparent financial systems. This…
by Calculated Risk on 10/13/2025 08:11:00 AM CR Note: On vacation. I will return on October 21st (If I don’t get lost!) In December 2006, my friend Doris “Tanta” Dungey started writing for Calculated Risk. From December 2006, until she passed away from ovarian cancer on Nov 30, 2008, Tanta was my co-blogger. Tanta worked…
by Calculated Risk on 10/11/2025 08:11:00 AM NOTE: I’m on vacation returning next week. Government data might be rescheduled due to the government shutdown. The key economic reports this week are September CPI, Retail Sales and Housing Starts. For manufacturing, September Industrial Production, and the October New York and Philly Fed surveys will be released…
by Calculated Risk on 10/10/2025 08:21:00 AM Note: CR is on vacation until Oct 21st. This interview was in July 2024 and is still holding up! I’m not sure about “renowned” but this interview hits several of the key points I’ve been discussing about housing. From Lance Lambert at ResiClub: Renowned housing analyst who predicted…
by Calculated Risk on 10/09/2025 09:31:00 AM CR Note: On vacation. I will return on Tuesday, October 21st. (If I don’t get lost!) In December 2006, my friend Doris “Tanta” Dungey started writing for Calculated Risk. When some people say that here are few women bloggers in finance and economics, I remind them that Tanta…
by Calculated Risk on 10/08/2025 11:08:00 AM From the MBA: Mortgage Applications Decrease in Latest MBA Weekly Survey Mortgage applications decreased 4.7 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending October 3, 2025. The Market Composite Index, a measure of mortgage…
by Calculated Risk on 10/08/2025 08:11:00 AM Note: CR is on vacation until Oct 21st. This is the 21st year I’ve been writing this blog! Starting in January 2005, I was very bearish on housing – and in early 2007, I predicted a recession. However in 2009 I became more optimistic. For example, in February…