by Calculated Risk on 9/26/2025 10:17:00 AM Today, in the Calculated Risk Real Estate Newsletter: FHFA’s Q2 National Mortgage Database: Outstanding Mortgage Rates, LTV and Credit Scores A brief excerpt: Here are some graphs on outstanding mortgages by interest rate, the average mortgage interest rate, borrowers’ credit scores and current loan-to-value (LTV) from the FHFA’s…
by Calculated Risk on 9/26/2025 08:30:00 AM From the BEA: Personal Income and Outlays, August 2025 Personal income increased $95.7 billion (0.4 percent at a monthly rate) in August, according to estimates released today by the U.S. Bureau of Economic Analysis. Disposable personal income (DPI)—personal income less personal current taxes—increased $86.1 billion (0.4 percent) and…
by Calculated Risk on 9/25/2025 08:00:00 PM Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. Friday:• At 8:30 AM ET, Personal Income and Outlays, August 2025. The consensus is for a 0.3% increase in personal income, and for a 0.5% increase in personal spending. And for the Core PCE price index to…
From J.D. Power: J.D. Power-GlobalData Forecast September 2025 Brief excerpt: Total new-vehicle sales for September 2025, including retail and non-retail transactions, are projected to reach 1,232,200, a 0.1% increase year over year, according to a joint forecast from J.D. Power and GlobalData. September 2025 has 24 selling days, one more than September 2024. Comparing the…
by Calculated Risk on 9/25/2025 02:40:00 PM Hotel occupancy was weak over the summer months, due to less international tourism. The fall months are mostly domestic travel and occupancy is still down year-over-year. From STR: U.S. hotel results for week ending 20 September The U.S. hotel industry reported negative year-over-year comparisons, according to CoStar’s latest…
TLDR: Cipher Mining signs $3B, 10-year HPC colocation deal with Fluidstack for AI infrastructure. Google receives ~5.4% equity stake in Cipher Mining and backs $1.4B of obligations. Barber Lake site set to deliver 168 MW of critical IT load by September 2026. Cipher maintains 2.4 GW HPC pipeline, aiming for next-gen AI data center growth….
by Calculated Risk on 9/25/2025 10:54:00 AM Today, in the CalculatedRisk Real Estate Newsletter: NAR: Existing-Home Sales Decreased to 4.00 million SAAR in August Excerpt: The fourth graph shows existing home sales by month for 2024 and 2025. Sales were up 1.8% year-over-year compared to August 2024. Next month will also have an easy year-over-year…
by Calculated Risk on 9/25/2025 10:00:00 AM From the NAR: NAR Existing-Home Sales Report Shows 0.2% Decrease in August • 0.2% decrease in total existing-home sales1 month-over-month to a seasonally adjusted annual rate of 4.0 million. • 1.8% increase in sales year-over-year. • 1.53 million units: Total housing inventory, down 1.3% from July and up 11.7%…
by Calculated Risk on 9/25/2025 08:42:00 AM From the BEA: Gross Domestic Product, 2nd Quarter 2025 (Third Estimate), GDP by Industry, Corporate Profits (Revised), and Annual Update Real gross domestic product (GDP) increased at an annual rate of 3.8 percent in the second quarter of 2025 (April, May, and June), according to the third estimate…
by Calculated Risk on 9/25/2025 08:30:00 AM The DOL reported: In the week ending September 20, the advance figure for seasonally adjusted initial claims was 218,000, a decrease of 14,000 from the previous week’s revised level. The previous week’s level was revised up by 1,000 from 231,000 to 232,000. The 4-week moving average was 237,500,…