by Calculated Risk on 11/25/2025 08:13:00 PM Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. Wednesday:• At 7:00 AM ET, The Mortgage Bankers Association (MBA) will release the results for the mortgage purchase applications index. • At 8:30 AM, The initial weekly unemployment claims report will be released. • Also…
by Calculated Risk on 11/25/2025 03:21:00 PM On a monthly basis, retail sales increased 0.2% from August to September (seasonally adjusted), and sales were up 4.3 percent from September 2024. From the Census Bureau report: dvance estimates of U.S. retail and food services sales for September 2025, adjusted for seasonal variation and holiday and trading-day…
by Calculated Risk on 11/25/2025 01:02:00 PM Today, in the Calculated Risk Real Estate Newsletter: FHFA Announces Baseline Conforming Loan Limit Will Increase to $832,750 in 2026 A brief excerpt: After the release of the FHFA house price index for September this morning, the FHFA released the conforming loan limits for 2026. From the FHFA:…
by Calculated Risk on 11/25/2025 10:36:00 AM From the NAR: NAR Pending Home Sales Report Shows 1.9% Increase in October Pending home sales in October increased by 1.9% from the prior month and fell 0.4% year over year, according to the National Association of REALTORS® Pending Home Sales Report. … Month-Over-Month1.9% increase in pending home…
by Calculated Risk on 11/25/2025 09:58:00 AM Today, in the Calculated Risk Real Estate Newsletter: Case-Shiller: National House Price Index Up 1.3% year-over-year in September Excerpt: S&P/Case-Shiller released the monthly Home Price Indices for September (”September” is a 3-month average of July, August and September closing prices). July closing prices include some contracts signed in…
by Calculated Risk on 11/25/2025 09:00:00 AM S&P/Case-Shiller released the monthly Home Price Indices for September (“September” is a 3-month average of July, August and September closing prices). This release includes prices for 20 individual cities, two composite indices (for 10 cities and 20 cities) and the monthly National index. From S&P S&P Cotality Case-Shiller…
by Calculated Risk on 11/24/2025 08:08:00 PM Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. Tuesday:• At 8:30 AM ET, The Producer Price Index for September from the BLS. • At 9:00 AM, S&P/Case-Shiller House Price Index for September. • Also at 9:00 AM, FHFA House Price Index for September. This…
by Calculated Risk on 11/24/2025 04:29:00 PM From the U.S. Courts: Bankruptcy Filings Increase 10.6 Percent Personal and business bankruptcy filings increased 10.6 percent in the twelve-month period ending Sept. 30, 2025, compared with the previous year. According to statistics released by the Administrative Office of the U.S. Courts, annual bankruptcy filings totaled 557,376 in…
by Calculated Risk on 11/24/2025 12:02:00 PM Today, in the CalculatedRisk Real Estate Newsletter: Every Housing Down Cycle is “unhappy in its own way” Excerpt: “All happy families are alike; every unhappy family is unhappy in its own way.” Leo Tolstoy, Anna Karenina Maybe we could say that all housing booms look alike, but every…
by Calculated Risk on 11/24/2025 08:11:00 AM Altos reports that active single-family inventory was down 1.1% week-over-week. Inventory usually starts to decline in the fall and then declines sharply during the holiday season. The first graph shows the seasonal pattern for active single-family inventory since 2015. Click on graph for larger image. The red line…