Worldline, ING, and Mastercard Complete Europe’s First Live Agentic Payment Transaction | LeapRate | Online Trading Industry News, Broker Intelligence & Fintech Analysis
European payments leader Worldline has teamed up with ING and Mastercard to execute what the companies say is Europe’s first end-to-end agentic payment transaction completed in a live production environment.
Announced at Money 20/20 on 2 June 2026, the milestone transaction was completed between an ING cardholder and a merchant in the Netherlands, with the underlying infrastructure also running across Belgium via the Mastercard network. It leverages established authentication and authorisation mechanisms across both acquiring and issuing platforms.
The real-world use case is straightforward but significant: an ING cardholder searching for a wedding anniversary gift online is assisted by a merchant’s AI agent, which identifies concert tickets within budget, presents curated options, and only finalises the purchase upon the consumer’s explicit approval. Crucially, each transaction carries identifiers that flag its agentic nature, giving ING full visibility and control through the authorisation process.
Madalena Cascais Tomé, Member of the Executive Committee at Worldline, said: “Agentic commerce is no longer theoretical, it is production-ready today. Together with ING and Mastercard, we are making agentic payments a seamless and secure reality.”
Brice van de Walle, EVP Core Payments Europe at Mastercard, highlighted that Agent Pay ensures “innovation scales safely — built on trust, aligned across the ecosystem and ready for real-world deployment.”
The pilot also lays the groundwork for future use cases, including recurring transactions and delegated purchases within pre-defined consumer parameters — pointing to a broader shift in how AI-driven commerce will operate across European markets.
