by Calculated Risk on 11/25/2025 09:00:00 AM S&P/Case-Shiller released the monthly Home Price Indices for September (“September” is a 3-month average of July, August and September closing prices). This release includes prices for 20 individual cities, two composite indices (for 10 cities and 20 cities) and the monthly National index. From S&P S&P Cotality Case-Shiller…
by Calculated Risk on 11/24/2025 08:08:00 PM Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. Tuesday:• At 8:30 AM ET, The Producer Price Index for September from the BLS. • At 9:00 AM, S&P/Case-Shiller House Price Index for September. • Also at 9:00 AM, FHFA House Price Index for September. This…
by Calculated Risk on 11/24/2025 04:29:00 PM From the U.S. Courts: Bankruptcy Filings Increase 10.6 Percent Personal and business bankruptcy filings increased 10.6 percent in the twelve-month period ending Sept. 30, 2025, compared with the previous year. According to statistics released by the Administrative Office of the U.S. Courts, annual bankruptcy filings totaled 557,376 in…
by Calculated Risk on 11/24/2025 12:02:00 PM Today, in the CalculatedRisk Real Estate Newsletter: Every Housing Down Cycle is “unhappy in its own way” Excerpt: “All happy families are alike; every unhappy family is unhappy in its own way.” Leo Tolstoy, Anna Karenina Maybe we could say that all housing booms look alike, but every…
by Calculated Risk on 11/24/2025 08:11:00 AM Altos reports that active single-family inventory was down 1.1% week-over-week. Inventory usually starts to decline in the fall and then declines sharply during the holiday season. The first graph shows the seasonal pattern for active single-family inventory since 2015. Click on graph for larger image. The red line…
by Calculated Risk on 11/23/2025 06:14:00 PM Weekend:• Schedule for Week of November 23, 2025 Monday:• At 8:30 AM ET, Chicago Fed National Activity Index for October. This is a composite index of other data. • At 10:30 AM, Dallas Fed Survey of Manufacturing Activity for November. From CNBC: Pre-Market Data and Bloomberg futures S&P…
by Calculated Risk on 11/23/2025 09:28:00 AM This is something I check occasionally. The Department of Transportation (DOT) reported: Travel on all roads and streets changed by +2.0% (+5.4 billion vehicle miles) for September 2025 as compared with September 2024. Travel for the month is estimated to be 278.3 billion vehicle miles. The seasonally adjusted…
TLDR: Tech companies hold $500B in off-balance-sheet AI debt, raising investor scrutiny. Insurance and pension funds invested $450B in AI loans earning 9% interest. Oracle’s bankruptcy insurance spiked 67 basis points in two months amid hidden obligations. UBS data shows $125B added quarterly in undisclosed tech debt commitments. Tech companies are accumulating $500 billion in…
At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image. • NAR: Existing-Home Sales Increased to 4.10 million SAAR in October • Lawler: Early Read on Existing Home Sales in October • California October Home Sales “Highest Level Since February”; 4th Look at Local Markets • 3rd Look at Local…
by Calculated Risk on 11/22/2025 08:11:00 AM Happy Thanksgiving! Special Note: There is still uncertainty on when some economic reports will be released. Items listed in RED have not been announced and will likely not be released this week. The key reports this week include the advance estimate of Q3 GDP, September New Home Sales and…